How would $5k to $2 Million Help Your Business Grow?
We help thriving companies grow faster via business funding.
Business Loans, SBA loans, Merchant Cash Advance, Factoring, Equipment Funding, Unsecured Credit Lines & More.
Janitorial & cleaning company Funding
Start Your Funding Consultation Today.
All business loans or other types of funding start with a risk-free confidential consultation.
Find out what funding your business qualifies for in minutes.ย
It takes money to make money.
But it doesn't have to be yours.
We provide bank loans and other capital to janitorial and cleaning companies.
Fast Growth Capital
Have a new client but need equipment & staff to fill it? We can provide very fast funding when needed within hours or days, not weeks or months.
Lowest Rate Options
We have over 2200 sources such as specialist banks, investors, SBA wholesale partners and more to help get you the best rates and terms.
Acquisitions & Exits
Complete business life cycle consulting is available from startup or buying an existing cash flowing business (or buying a competitor) though retirement & exit.
Your Money Partner
We'd like to be your money partner to help you reach your business goals. Our #1 specialty is layering multiple finance products together.
Open a 2nd Location. Buy out a competitor. Make Your Move.
If you need money for marketing, buying equipment and hiring staff to fulfill the needs of a large new client, or dozens of other business plans, we’d like to help you get the capital you need to execute on that vision.
Most business problems come down to
- Capital (cash!)
- People / Team
- Marketing & Sales
- Systems
Money helps business dreams become reality. Capital helps you hire the right team, improve your marketing, streamline your systems & more.
Money in Your Bank in as little as 48 Hours
It all starts with a friendly conversation & online application to determine where you are now, and where you want to get to.
We’ll help chart a path to get you there.
Merchant Cash Advance
Fast funding with minimal hassle. Easy qualification.
SBA Loans
Superior terms for longer term businesses.
Revolving Credit
Business credit cards and business lines of credit to use as needed.
Equipment Funding
Specialized funding & leasing for equipment including commercial vehicles
M & A Advisory
Buy, start, or sell a business. Partner & competitor buyouts.
In some cases, hours or even minutes. Most common is within a few business days.
SBA loans are based on government guidelines and require more time, but have excellent terms for well qualified business borrowers.
All funding is based on your ability to repay, so what you qualify for will be any of or a blend of “The 3 C’s”: Capacity, Credit, and Collateral.
Obviously in many cases we need to use future value – such as competitor buyout, starting a new business, buying new equipment that increases your earning power, and other such factors.
In order to determine how much you qualify for, we need to look at many factors, but it can start simple – just a quick conversation or mini-application.
We’ll then “sketch together” some funding options and if you think that works for you, we can wrap up a full application which usually involves verification of income as seen on bank statements or credit card statements.
Some products are “EZ-Qual” or credit-only based.
In general think of all lending like a 3-legged stool, based on “The 3 C’s”: Capacity, Credit, and Collateral. More legs = less risk better terms. No legs = no funding. We need at least 1 of these to rely on, and more is better.
That said, we are first and foremost consultants and we work for you. Just be honest and upfront.ย
You’ll have fewer options, but yes. We do have some options for smaller businesses using a personal bank account with a DBA.
Those may not be available in all US states. Consumer financing is highly regulated and if we recommend that path, license information will be provided in full prior to any commitment. We do not charge any fees whatsoever for our initial consultations.
At this time, our specialty is USA based businesses (not consumers / individuals).
We may be able to make an intra-bank referral for business owners in AU, EU, UK, Ireland, NZ.
Great credit helps, but is not always necessary. Some of our programs fund down to 550 fico (which is definitely damaged). Other lenders allow for higher use of credit and will require payoff (i.e. business debt refinancing).
Other programs don’t use credit at all, relying strictly on the collateral or cash flow.
Also, note that business credit (such as a Paydex score) is separate from personal credit.
Larger amounts require greater security.
We can fund business acquisition, and one of the best ways to do this is when an already successful business buys out a competitor. This can add economies of scale and help dominate an area in some cases.
Yes in most cases, but it’ll impact your cash flow, so that needs to be reconciled.
This is sometimes used to buy a business with less money out of pocket, such as a 60% first loan, then 30% seller carry and 10% down, or even 75% first loan + 25% seller carried financing for 0% down.
Having no “skin in the game” is also higher risk for the bank so this is generally reserved for well qualified full-recourse funding.
Realistically, all funding we do will be generally “full recourse” / “personal guarantee.”.
Larger successful businesses ($3M+) with strong cash flow may in some cases be an exception, but generally all small business funding will be guaranteed by the individuals, however, they often do not show on your personal credit report except in case of default.
This allows you to continue scaling up, provided funding stays current and healthy.
Yes, though these are seen as more risky than loans to established businesses with proven cash flow.
We do have some startup funding options.
The best path is to start a conversation. It costs nothing, and we get paid only if you’re successful.
We get paid only upon success.
In some cases in which we are consulting with private parties (such as seller carry on a business sale), we may charge a consulting fee, but this will be clearly quoted prior to commitment.
In most cases we don’t make a dime unless you like what options we give you.
Some kind words from previous clients...
★★★★★ 5/5
...his expert advice has steered me away from deals that weren't right for me and has allowed me to plan for and attain the "best-case scenario"...
★★★★★ 5/5
...Working with Roger was awesome, he's professional and and lives up to his reputation!
Start a Funding Conversation Today
How can we help you grow your company?
All business loans or other types of funding start with a risk-free confidential consultation.
Find out what funding your business qualifies for in minutes.ย
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